This is a common scam on tourist. The guys you thought were your friends get a kick back from the club/bar for bringing you in and charging you crazy prices for a few drinks. Maybe I'm just not a social animal to the extent some people are. Should’ve bolted. We talked for a few minutes and he seemed like a nice guy. For everyone else, third world countries can be perfectly fine. TD Canada Trust does not provide service on TD Bank, N.A. Everyone knows bank charges are the hardest to dispute. I followed him up some stairs and straight into a small dark room where we were joined by 3 girls who started serving us drinks as we sung karaoke. You got played. TD Banknorth Customers are already getting more: Open Earlier, Open Later Press J to jump to the feed. When we announced that TD Banknorth and Commerce Bank would join together to become TD Bank, America's Most Convenient Bank ®, we committed to Build The Better Bank and bring you even more convenience. That was until the manager of the place handed the bill to the cousin and I was able to peek over his shoulder and see it. or any of its affiliates; and, may be subject to investment risk, including possible loss of value. I continued to argue with him and tell him that I cannot afford a bill this large, especially at the start of my vacation. There is ABSOLUTELY NO WAY that I received anywhere close to $1300 worth of product/services over those 2 hours. TD Bank - Để cảm ơn khách hàng đã sử dụng dịch vụ, ngân hàng TD Canada Trust đã thực hiện một chiến dịch đặc biệt trên khắp Canada. And yes, it's a super obvious scam - don't be gullible. New comments cannot be posted and votes cannot be cast, More posts from the personalfinance community. He also paid for this bill. Then he told the manager that the 3 of us will split the bill and we will each owe 30 million dong (about $1300 US dollars)!!! The main functions of the State Bank of Vietnam include: Regulating the issuance of Debit cards fall under Regulation E which only covers lost or stolen debit cards, not scams where you participated in the transaction. Major banks include our top 20 national competitors by MSA, our top five competitors in store share by MSA and any bank with greater or equal store share than TD Bank in the MSA. Securities and other investment and insurance products are: not a deposit; not FDIC insured; not insured by any federal government agency; not guaranteed by TD Bank, N.A. Their corporate headquarters is listed as: 2035 Limestone Road in Wilmington Delaware. If you go in there and say that you gave them your card they will most likely decline your dispute because you participated in the transaction. are not insured by Canada Deposit Insurance Corporation. Disputing a $1200+ Vietnamese Club charge on my TD Bank Debit Card. Originally, Bank of America was selected to be profiled. He vehemently refused and told me that this is how Vietnamese culture is; they always split the bill no matter how rich or poor you are. If you have another way to pay for things, you should call the bank and have them shut off the card and tell them that it was charged without your consent. But unlike with TD Bank, you can use TransferWise from the comfort of your own home, or wherever you happen to be. VRB is a joint venture between the two leading banks in Vietnam and Russia, Bank for Investment and Development of Vietnam (BIDV) and Bank for Foreign Trade of Russia (VTB), This page was last edited on 11 January 2021, at 04:38. So here is the story: Last week I (22M from USA) was in Hanoi, Vietnam on a solo trip. We offer up-to-date information of TD Bank branches and ATMs across United States. 829 mil curtidas. Discover what it means to be Unexpectedly Human™ with TD Bank, America’s Most Convenient Bank. I felt like I had no choice but to hand over my debit card and pay my portion of the bill. Your bank card is only to be used at ATMs to get cash. International wire transfer: Send money abroad with TD Bank TD Bank Group has an ownership interest in TD Ameritrade Holding Corporation, the parent company of TD Ameritrade, Inc. Securities and other investment and insurance products are: not a deposit; not FDIC insured; not insured by any federal government agency; not guaranteed by TD Bank, N.A. About TD Bank. Mekong Development Joint Stock Commercial Bank Bao Viet Joint Stock Commercial Bank Related Topics: Commercial Banks in Vietnam List of Commercial Banks in Vietnam Top Commercial Banks in Vietnam This is happening around noon on a Thursday. Welcome to TD Bank, America's Most Convenient Bank. ... At TD, there are so many ways to bank. TD Bank, Vienna. Every TD Bank checking account comes packed with perks. Comparison of longest average store hours in the regions (MSAs) in which TD Bank operates compared to major banks. We sung about 2 American songs and then the cousin started putting on club music and I started to lose interest. Think about it this way; Yes, it sucks and you have no legal way to get the money back....BUT you did paid $1,300 to avoid being beaten up or worse, so I'd say it's not the end of the world. Online & Mobile Banking Get 24/7 access to all your TD accounts, plus Bill Pay, Send Money with Zelle®, 6 Mobile Deposit 7 and Online Statements. Let's talk. Effective from 5 July 2019, Circular 49/2018/TT-NHNN dated 31 December 2018, issued by State Bank of Vietnam, regulates new requirements on term deposits (“TD”) for foreign individual clients as follows: My heart starts racing and I tell him that I thought he would be paying for this (after treating to coffee and lunch, AND making it very clear how he is worth tens of millions of dollars). Take it as an expensive lesson in life and move on. TD Canada Trust products and services include investing, mortgages, banking and small business. Can you share more specific info about the cafe and bar? Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. The Joint-venture partner are Vietinbank and Cathay United Bank in Taiwan, Vietnam – Russia Joint Venture Bank. He asked me if I wanted to grab a coffee with him across the street and I agreed. What is TD Bank routing number? Securities and other investment and insurance products are: not a deposit; not FDIC insured; not insured by any federal government agency; not guaranteed by TD Bank, N.A. I refused these balloons over and over but I was basically forced to hold one at all times. Next largest is the Joint Stock Commercial Bank for Foreign Trade of Vietnam, more snappily known as Vietcombank. Like with TD Bank, sending money with TransferWise is regulated and secure. Vietnam has an incredibly high non-return rate for tourists, so it's in the government's best interest to tackle these scam artists so the country doesn't keep a bad reputation with travellers. 308 Maple Avenue E (2,171.77 mi) Vienna, Virginia 22180 TD Bank Group has an ownership interest in TD Ameritrade Holding Corporation, the parent company of TD Ameritrade, Inc. Securities and other investment and insurance products are: not a deposit; not FDIC insured; not insured by any federal government agency; not guaranteed by TD Bank, N.A. TD Ameritrade is a trademark jointly owned by TD Ameritrade IP Company, Inc. and The Toronto-Dominion Bank. https://turkeytravelplanner.com/details/Safety/SingleMaleScams.html. I live in Hanoi and the police are always encouraging tourists to report any scams they fall victim to so that they can address the issue. His cousin spoke much better English that he did, so it was a lot easier for me to have a conversation with the cousin. At the restaurant, he decided on and ordered food and a few beers for the 3 of us to share so that I was able to get a taste for a few different, popular Vietnamese dishes. I want to dispute this charge on my debit card with TD bank and would appreciate any help with this matter. Vietinbank Vietinbank (Vietnam Joint Stock Commercial Bank for Industry and Trade) is the largest bank in Vietnam. Member FDIC. My first day there I decided to take a walk around the city and ended up near a lake in the center of the city. I think you just spent $1300 to learn a very important lesson while traveling abroad. While walking around the lake, I was approached by a well-dressed Vietnamese guy who asked where I was from. I don't know much about how clubs work but my first thought was that the cousin had some type of membership that granted him access to the VIP room of this place. Choose the registration or subscription that’s right for you. In countries like Mexico, there was a story of someone being scammed, couldn't pay the exorbitant bill and then was beaten to death by the security guards. Thank you for banking with Standard Chartered Bank (Vietnam) Limited (“We”, or “the Bank”). You were scammed however when you go to your bank they will probably decline your dispute. I'm sorry you had such a bad experience. why the hell would he want to hang out with you when he can fly first class to the us and hang out with other millionaires there. He gave me a ride back to the lake and I walked back to my hostel and laid in my bed and cried. Maybe $50 if I were to guess. I hope you contacted the police after it happened. They think EVERY person from America is rich. Why do so many people use their Bank card? Data as of March 2018. I had no idea we were going into a private VIP room in a club with bartenders. The Banker Editorial Friday, 31 October 2014 The Banker's top banks in Vietnam ranking shows that VietinBank is the largest bank in the country by Tier 1 capital. Use the listing to find TD Bank branches across the country. Compared to specialist money transfer services, TD Bank offers less competitive exchange rates and charges high fees to send international wire transfers. You asked: Can I use my TD Bank Visa® Debit Card at a bank overseas to obtain local currency We matched that to: Can I use my TD Bank Visa® Debit Card at a bank overseas to obtain local currency? You go get drinks with some rando and his "millionaire" cousin rolls up and wants to show you a good time? Good job not getting high and too drunk though. I’ve traveled all over SE Asia solo and as long as you are careful and aware it is fine. See the ways in which TD enriches lives. But I feel like these are the stories where you wake up in a bathtub full of ice missing a kidney. This is why they are listed here as well as their core values. I've seen shows where women do something similar in Miami and also China. I could probably call my Chase Sapphire card and dispute a new TV purchase just because the salesman was a dick. ... Vietnam has an incredibly high non-return rate for tourists, so it's in the government's best interest to tackle these scam artists so the country doesn't keep a bad reputation with travellers. Hum... parece que su navegador está un poco desactualizado. Join our community, read the PF Wiki, and get on top of your finances! As others have said, this was a scam from the beginning and you were targeted being alone and a easier target. It had a front counter and a corner couch with a few people sitting down. Accordingly, BoA is not listed here as a successful bank. There's a lot of people looking to scam doe eyed foreigners in Vietnam, so be careful when you are backpacking the country by yourself. Headquartered in Wilmington, DE, it has assets in the amount of $235,029,604,000. Looks like your browser's a bit out of date. Two hours on a Thursday afternoon for $1300 in a bar? You can still try the dispute but TD isn't going to take the $1300 loss and neither is the card processor. You can bank online, in branch, on the phone and with the TD apps. or any of its affiliates; and, may be subject to investment risk, including possible loss of value. Don't Visa and MC offer about the same protections to debit cards? Maybe you can post this in r/Vietnam and someone there can see it and pass along the information to people who can do something about it. We were about the same age and both on holiday from college. You’re joking right? On our way out of the small, dark room, the cousin pointed out that we were in a VIP room. Still agree he won't win this dispute, the "club" probably has his signature and knows exactly what to provide to win it. Classic scam. Major banks include our top 20 national competitors by MSA, our top five competitors in store share by MSA and any bank with greater or equal store share than TD Bank in the MSA. Learn from it and move on. You can withdraw local currency using your TD Bank debit card at international ATMs. Might be tough to dispute it with your bank, since you willingly handed over the card, but worth the try. Below you will find ratings, reviews, corporate information, directions, office hours, their phone number, online banking website, and branch locations. My bf and I were on a trip there and we also ran into a few of those scammers. TD Bank has 1246 banking locations. Vietinbank jumped six positions from last year to 376th, followed by other big lenders Agribank, Vietcombank, BIDV and Sacombank, according to the Top 1000 World Banks 2017 list released this month by The Banker, a publication owned by The Financial Times. Its all about the crazy scams that happen to tourist. As the largest bank and financial corporation in Malaysia that has a long history of foundation and a wealth of experience, from domestic branches, Maybank soon expanded its business to other countries in the world such as Singapore, Vietnam, England, and America… As a subsidiary of Maybank, Maybank Vietnam commenced its business in 1995. Sign up for free. It’s a system that banks use to assign a unique banking code for each financial institution, credit union, and bank owned or operated by a government agency. Vietnam's 13 largest commercial banks have been named among the world’s top 1,000 based on assets, profits and capital. (For a second, I debated bolting out of the door and making a run for it to get as far away from that place as possible and then calling a taxi back to my hostel.)